A new BFP reader called Gee Wiz! sent us the following letter and asks about the auto insurance experiences of other folks.
Dear Barbados Free Press
I have become aware of your website recently, and I like what you are up to (so far). I am concerned about motor insurance, which I have always thought was legalized robbery. I have been involved in an accident that was not my fault, but I had to walk away from because of maybe bad laws, definitely bad precedents, and lazy indifferent “professionals” and officials.
Now, I have been involved in another accident that no one is stepping forward or stepping up and doing what should be done (If this were a
soap opera I would say what a tedious story line! Unfortunately it is all too real.) I want to find out how a police report could take over one and a half years to complete.
I want to find out if it is remotely legal for the insurance company of a vehicle that went off-side and struck another face-on into the driver’s door and pushed it off of the left side of the road (the second vehicle’s “right and proper side”) to claim that the liability is unclear because what their client says conflicts with what the driver of the hit vehicle says.
How many scenarios can you come up with that could fault the vehicle that was struck? It’s like a rear-ender… a no-brainer!
The police says that I am not to blame (and I am not) but the accident was actually caused by another vehicle. Surely any disputes must arise between that vehicle and the one that hit me. What do we pay insurance
for???! So they can say “No, we get to keep all the money?) Justice delayed is justice denied, isn’t it. I mean, it takes an instant to tell the truth, but concocting a lie could take considerably longer if you want to make sure it’s a lie that “stands up”, right?
This is not good enough by far. I would like your help. I would like, if you could, to find out what sort of experiences BFP site visitors have had with insurance companies and police dragging their feet over cases that are either simple, or are not in any way helped by the passing of inordinate lengths of time.
Is Barbados only a tourist destination or do the citizens have a right to be comfortable as well?
(and in hope)
Crash photo by Shona